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Comprehensive insurance is defined as coverage for non-collision-related damage to your vehicle, which is why it's sometimes called "other than collision" coverage. " Full coverage," on the other hand, is an. Comprehensive vs. collision insurance: What's the difference? Comprehensive and collision are both optional coverages that protect your vehicle, but they differ in the type of incident they cover.. Comprehensive coverage: Required by car lenders Comprehensive car insurance coverage protects your vehicle against damage caused by an event outside of your control, including theft, vandalism,. Learn more about comprehensive car insurance coverage from Progressive, including how it works, what it can cover, and additional benefits. Does car insurance cover wind damage? Even a light thunderstorm or strong winds can dislodge tree branches and cause dents or break windows. Damage from windstorms and thunderstorms is.